Horses are our business... Our only business!
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10/31

Wed Nov 24

Equine scientists believe they have demonstrated a much higher degree of intelligence in horses than previously assumed.

Wed Nov 24

 

The old English proverb “you can lead a horse to water, but you can’t make it drink” has been used since the 16th century to describe the difficulty of getting someone to act in their own best interests.

Now, research by equine scientists suggests the use of this phrase has been inadvertently maligning horses for centuries.

Horses have the ability to think and plan ahead and are far more intelligent than scientists previously thought, according to a Nottingham Trent University study that analysed the animal’s responses to a reward-based game.

The horses cannily adapted their approach to the game to get the most treats – while making the least effort.

“Previously, research has suggested that horses simply respond to stimuli in the moment, they don’t proactively look ahead, think ahead and plan their actions – whereas our study shows that they do have an awareness of the consequences and outcomes of their actions,” said the lead researcher, Louise Evans.

The three-stage game involved 20 horses, who were initially rewarded with a treat merely for touching a piece of card with their noses. Then, in the second stage, researchers started switching on a “stop light”. The horses were only given a snack if they touched the card while the stop light was off.

 

2/20

Sat Oct 24

Whoever thinks horse riding and care isn't excercise never owned a horse! Between the shoveling and the grooming and the training, you're burning up a lot of calories-- for example, riding at a trot burns more calories than a brisk walk!


Horse Activities - Calories burned per hour:

ACTIVITY: For 130 lb person: For 155 lb person: For 190 lb person:
Shoveling 354 cal/hr 422 cal/hr 518 cal/hr
General Horse Riding: 236 cal/hr 281 cal/hr 345 cal/hr

Riding horse at the walk:
148 cal/hr 176 cal/hr 216 cal/hr
Riding horse at the trot: 384 cal/hr 457 cal/hr 561 cal/hr
Riding horse at a gallop: 472 cal/hr 563 cal/hr 690 cal/hr
Horse Grooming 354 cal/hr 422 cal/hr 518 cal/hr
Baling hay/cleaning barn: 472 cal/hr 563 cal/hr 690 cal/hr
Shoveling Grain 325 cal/hr 387 cal/hr 474 cal/hr
Fencing 354 cal/hr 422 cal/hr 518 cal/hr
Polo 472 cal/hr 563 cal/hr 690 cal/hr
Hiking, cross country (if your horse is hard to catch...) 354 cal/hr 422 cal/hr 518 cal/hr
Brisk walking 4 MPH 236 cal/hr 281 cal/hr 345 cal/hr
Walking, carrying 15 lb load: 207 cal/hr 246 cal/hr 302 cal/hr

10/17

Thu Oct 24

9/15

Wed Oct 24

1/23. How Much Do I Need to Put Down?

Wed Sep 24

How Much Do I Need to Put Down? 
 Do you have plans to buy a new home this year? If so, you're probably thinking and saving for a down payment, but how much do you need? There are many loan options, and you may not need 20%.

Conventional Loans
Have you heard of Fannie Mae or Freddie Mac? These are the companies that provide conventional home loans. If your credit score is in good shape, you'll only need to put 3% down on your new home.
 
FHA Loans
Are you a first-time homebuyer? Then, an FHA loan might be a good option for you. Generally, you could put as little as 3.5% down.
 
VA Loans
If you're a veteran or currently active military, your service is appreciated. Getting a VA loan doesn't require a down payment. 
 
USDA Loans
USDA Loans are backed by The US Department of Agriculture's Rural Development Program. These loans are for rural and suburban homebuyers. Check with your lender for income and loan requirements if you feel this is the right loan for you.
 
That's just a brief idea of the loans that allow you to save a little cash upfront. Of course, a mortgage professional will help you find the best option for you. I work with incredible lenders that can help. If you're ready, give me a call, text, or reply to this email. I'd be happy to help you with your move. 
 
We also have lenders that can provide you with NO INCOME check loans with 20-25% down. 
 
Long Island Homes & Horse Properties
Office@lihorseproperties.com
631-979-2965

SELLING A FOR SALE BY OWNER

Tue Sep 24

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

Here are the top five reasons:

1. Exposure to Prospective Buyers

Recent studies have shown that 95% of buyers search online for a home. That is in comparison to only 17% looking at print newspaper ads. Most real estate agents have an internet strategy to promote the sale of your home. Do you?

2. Results Come from the Internet

Where did buyers find the home they actually purchased?

  • 49% on the internet
  • 31% from a Real Estate Agent
  • 7% from a yard sign
  • 1% from newspapers

The days of selling your house by just putting up a sign and putting it in the paper are long gone. Having a strong internet strategy is crucial.

3. There Are Too Many People to Negotiate With

Here is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner:

  • The buyer who wants the best deal possible
  • The buyer’s agent who solely represents the best interest of the buyer
  • The buyer’s attorney (in some parts of the country)
  • The home inspection companies, which work for the buyer and will almost always find some problems with the house
  • The appraiser if there is a question of value

4. FSBOing Has Become More And More Difficult

The paperwork involved in selling and buying a home has increased dramatically as industry disclosures and regulations have become mandatory. This is one of the reasons that the percentage of people FSBOing has dropped from 19% to 8% over the last 20+ years.

The 8% share represents the lowest recorded figure since NAR began collecting data in 1981.

5. You Net More Money When Using an Agent

Many homeowners believe that they will save the real estate commission by selling on their own. Realize that the main reason buyers look at FSBOs is because they also believe they can save the real estate agent’s commission. The seller and buyer can’t both save the commission.

study by Collateral Analytics revealed that FSBOs don’t actually save anything, and in some cases, may be costing themselves more, by not listing with an agent. One of the main reasons for the price difference at the time of sale is: 

“Properties listed with a broker that is a member of the local MLS will be listed online with all other participating broker websites, marketing the home to a much larger buyer population. And those MLS properties generally offer compensation to agents who represent buyers, incentivizing them to show and sell the property and again potentially enlarging the buyer pool.”

If more buyers see a home, the greater the chances are that there could be a bidding war for the property. The study showed that the difference in price between comparable homes of size and location is currently at an average of 6% this year.

Why would you choose to list on your own and manage the entire transaction when you can hire an agent and not have to pay anything more?

Bottom Line

Before you decide to take on the challenges of selling your house on your own, sit with a real estate professional in your marketplace and see what they have to offer.

Popcorn

Wed Sep 24
Page 231-240 of 243
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